| You can save money by purchasing a pre-paid | | | | national long distance. There may be |
| cellular phone.Pre-paid and pay-as-you-go | | | | restrictions to calling within certain areas |
| cellular phone plans allow you to buy time as | | | | or other restrictions. Make sure you read the |
| you need it. Minutes are usually purchased | | | | fine print thoroughly.You know, with pre-paid |
| via a voucher card that is worth so many | | | | cell phone plans, no one should have to ask |
| minutes. You simply activate the minutes when | | | | you to put them on your account. They are a |
| you need them.You may have already looked at | | | | great option for your children, or for those |
| a pre-paid plan. You will notice that you | | | | who rarely ever use a cell phone.Compare the |
| aren't saving per minute. In fact, | | | | price of the pre-paid service minutes with a |
| pay-as-you-go plans cost you more per minute. | | | | regular cell phone package. You might find |
| The plans are ideal for emergency use, for | | | | that one is absolutely cheaper than the |
| those who don't make hardly any calls per | | | | other. But make sure you look at all the |
| months and for teenagers and children.With a | | | | details before you make your decision.Yes, a |
| pre-paid plan, you aren't locked into a | | | | pre-paid plan costs you more per minute. But |
| typical cell phone contract that lasts two | | | | it keeps you from going over your plan and |
| years. You are free to stop purchasing | | | | having $.40 a minute tacked onto your calls. |
| minutes at any time. The main advantage to | | | | For example, if you pay $80 for 400 minutes, |
| pre-paid cells is that you can't go over your | | | | you are basically paying twenty cents per |
| minutes and run up several hundred of dollars | | | | minute. You could purchase a cellular |
| without knowing it. Your phone won't use more | | | | contract plan for around $39.99 for 400 |
| minutes than you have dollars.In general, | | | | minutes. That equals around ten cents per |
| this is what makes pre-paid cell phones ideal | | | | minute.But if you were to go over your |
| for teens and pre-teens. It seems as if you | | | | contract minutes, you will most likely have |
| are old enough to talk on a phone, you have | | | | to start paying $.40 per minute on all calls |
| your own cell phone. With a pre-paid plan, | | | | over your plan. You would only have to go |
| you know exactly how many minutes your | | | | over by 100 minutes to break even with the |
| children are using. Some cell phone companies | | | | pre-paid plan. With the pre-paid plan, you |
| offer phones for children that only dial | | | | can't go over.With a pre-paid phone, you may |
| three or four numbers that you preset. This | | | | be paying more per minute, but you have a |
| also helps to eliminate a large cellular | | | | control set in place that prevents you from |
| phone bill out of the blue.Most pre-paid | | | | spending more than you budget for your |
| plans will cost you from $10 for 30 minutes | | | | cellular phone.Martin Lukac represents and |
| to $80 for 400 minutes, depending on the | | | | a finance web-company specializing in real |
| company. Minutes often expire after one month | | | | estate and mortgage rates. We specialize in |
| to a year, so make sure you know how long | | | | daily updates, mortgage news, rate |
| your minutes are good before you start saving | | | | predictions, mortgage rates and more. Find |
| them up.Pre-paid plans usually come with the | | | | low home loan mortgage interest rates from |
| basics of call waiting, voice mail and | | | | hundreds of mortgage companies! |